{"id":13571,"date":"2025-05-30T16:11:27","date_gmt":"2025-05-30T20:11:27","guid":{"rendered":"http:\/\/dev.laplaceinsights.com\/?p=13571"},"modified":"2025-05-30T16:26:46","modified_gmt":"2025-05-30T20:26:46","slug":"finding-robust-financial-stocks-with-psimon","status":"publish","type":"post","link":"https:\/\/dev.laplaceinsights.com\/fr\/finding-robust-financial-stocks-with-psimon\/","title":{"rendered":"Finding Robust Financial Stocks with PSIMON"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"13571\" class=\"elementor elementor-13571\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6ba26ed elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6ba26ed\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-66b191c\" data-id=\"66b191c\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fea67cf elementor-widget elementor-widget-heading\" data-id=\"fea67cf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Finding Robust Financial Stocks with PSIMON<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ae9d65 elementor-widget elementor-widget-text-editor\" data-id=\"4ae9d65\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><em><strong>May 30, 2025<\/strong><\/em><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-97e8f84 elementor-widget elementor-widget-spacer\" data-id=\"97e8f84\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0af6f34 elementor-widget elementor-widget-heading\" data-id=\"0af6f34\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Key Take-Aways <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d86d3dd elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"d86d3dd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>PSIMON continues to classify all 11 sectors within the low or moderate volatility regimes, reflecting a relatively low market risk level.<\/li><li>PSIMON helped us identify <strong>Visa<\/strong> as a resilient Financial stock deserving a deeper analysis.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ecbcf27 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"ecbcf27\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63f5eea elementor-widget elementor-widget-heading\" data-id=\"63f5eea\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Top-Down Steps Followed to Identify Visa Using PSIMON<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7febd3e elementor-widget elementor-widget-text-editor\" data-id=\"7febd3e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ol><li>We first examined the Market Landscape tool to get a view of the risk level and the relative return potential across US Sectors.<\/li><li>From the Market Landscape table, we identified promising sectors.<\/li><li>We set the Market Landscape on the components from the identified sectors and determined which firms showed potential and inviting further analysis.<\/li><li>From the list of firms built in step 3, we went to the Asset Analyzer page to do a deeper analysis of the most interesting ones.<\/li><\/ol><p>With this approach, we quickly identified a stock with resilience to volatility and bullish tendencies. It efficiently narrows down stocks that are timely and meet key investment criteria. We can then proceed with detailed analysis using our investment process to further build our conviction.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d1a12e6 elementor-widget elementor-widget-heading\" data-id=\"d1a12e6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">About PSIMON<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f6f7481 elementor-widget elementor-widget-text-editor\" data-id=\"f6f7481\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>PSIMON, Laplace Insights&#8217; software platform, assists portfolio managers in spotting market shifts and finding stocks and ETFs likely to outperform key benchmarks. Key features such as AI-driven Conviction Rankings, Intelligent Regime Detection, and Smart Alerts, help uncover opportunities and recognize risks, enabling proactive investment management. Developed over nearly a decade of R&amp;D with numerous publications in top scientific journals, PSIMON offers signals typically reserved for large, elite funds.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e53c865 elementor-widget elementor-widget-heading\" data-id=\"e53c865\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Step-by-Step Process Followed to Identify Visa<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c98309d elementor-widget elementor-widget-text-editor\" data-id=\"c98309d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p class=\"MsoNormal\">Recently, markets have reminded us that despite some stabilization following the shock of the &#8220;Liberation Day,&#8221; uncertainty still lingers, albeit at more modest levels\u2014for now. For this reason, we continue to seek stocks that demonstrate resilience to potential market disruptions. PSIMON currently categorizes eight of the eleven sectors within the S&amp;P 500 under the moderate-volatility regime (Regime 2), while three sectors remain in the low-volatility regime (Regime 1). As illustrated by the area plot accompanying the following graph, the number of sectors in Regime 2 fluctuates at levels generally lower than those witnessed at the beginning of the year. Thus, PSIMON signals that while all sectors have exited the high-volatility regime (Regime 3), we believe that caution remains warranted.<\/p><p><img decoding=\"async\" src=\"https:\/\/hs-242226022.f.hubspotfree-na2.net\/hub\/242226022\/hubfs\/PSIMON%2005-30%20image%201.png?width=1116&amp;upscale=true&amp;name=PSIMON%2005-30%20image%201.png\" alt=\"PSIMON 05-30 image 1\" \/><\/p><p>To identify stocks that currently exhibit greater stability, we focus on the sector where PSIMON forecasts outperformance relative to the S&amp;P 500 (Relative Forecast) while remaining within a low-volatility regime (Regime 1). The financial sector (XLF) stands out as it has been in Regime 1 for the longest duration, with PSIMON maintaining its prediction of outperformance against the S&amp;P 500 for 31 consecutive days.<\/p><p><img decoding=\"async\" src=\"https:\/\/hs-242226022.f.hubspotfree-na2.net\/hub\/242226022\/hubfs\/PSIMON%2005-30%20image%202.png?width=1116&amp;upscale=true&amp;name=PSIMON%2005-30%20image%202.png\" alt=\"PSIMON 05-30 image 2\" \/><\/p><p><span data-olk-copy-source=\"MessageBody\">Within the financial sector (XLF), PSIMON identifies Visa (V) as the company for which its forecasted outperformance relative to the S&amp;P 500 carries the highest level of conviction (Relative Forecast Conviction Rank). Furthermore, this stock has remained in the low-volatility regime for 17 consecutive days, aligning perfectly with the criteria we previously employed to pinpoint the financial sector.<\/span><\/p><p><img decoding=\"async\" src=\"https:\/\/hs-242226022.f.hubspotfree-na2.net\/hub\/242226022\/hubfs\/PSIMON%2005-30%20image%203.png?width=1116&amp;upscale=true&amp;name=PSIMON%2005-30%20image%203.png\" alt=\"PSIMON 05-30 image 3\" \/><\/p><p>We also consulted a new version of our Market Landscape page, which will soon be available to users. This updated page includes, among other features, a new metric tentatively called &#8220;Risk Score&#8221; (the final name is subject to change). This metric leverages risk-adjusted returns (inspired by the Sortino ratio) associated with the current regime. The accompanying snapshot indicates that Visa&#8217;s Score Rank is currently positioned as the third highest among the stocks within the S&amp;P 500 tracked by PSIMON.<\/p><p><img decoding=\"async\" src=\"https:\/\/hs-242226022.f.hubspotfree-na2.net\/hub\/242226022\/hubfs\/PSIMON%2005-30%20image%204.png?width=1116&amp;upscale=true&amp;name=PSIMON%2005-30%20image%204.png\" alt=\"PSIMON 05-30 image 4\" \/><\/p><p>Since October 2024, Visa has consistently demonstrated strong upward momentum, as highlighted by PSIMON\u2019s Asset Analyzer page. The equity curve reveals that Visa has remained above its 200-day moving average without interruption. The price experienced a temporary correction during the market disruptions of March and April; however, it has since rebounded decisively from its lows. Currently, Visa resides firmly within its low-volatility regime (Regime 1), signaling stability and potential resilience against broader market fluctuations.<\/p><p><img decoding=\"async\" src=\"https:\/\/hs-242226022.f.hubspotfree-na2.net\/hub\/242226022\/hubfs\/PSIMON%2005-30%20image%205.png?width=1116&amp;upscale=true&amp;name=PSIMON%2005-30%20image%205.png\" alt=\"PSIMON 05-30 image 5\" \/><\/p><p>Furthermore, at the bottom of the same page, PSIMON provides several metrics associated with different sub-regimes of Visa (Regimes 1, 2, and 3 are subdivided to highlight bullish periods indicated by &#8220;A,&#8221; e.g., R1A, and bearish periods indicated by &#8220;B,&#8221; e.g., R1B). The first metric we examine is &#8220;Days in Regime,&#8221; which helps determine whether a sub-regime contains sufficient data points for derived metrics to be statistically robust. The two sub-regimes that stand out are R1A and R2A. Over the past year, the R1A sub-regime (the one Visa is in right now) has delivered an annualized Sharpe Ratio of 2.82, which compares favorably to a buy-and-hold strategy yielding a Sharpe Ratio of 1.55. Notably, this Sharpe Ratio was achieved while being invested approximately 39% of the year, allowing capital to be redeployed elsewhere during the remaining 61% of the time.<\/p><p><img decoding=\"async\" src=\"https:\/\/hs-242226022.f.hubspotfree-na2.net\/hub\/242226022\/hubfs\/PSIMON%2005-30%20image%206.png?width=1116&amp;upscale=true&amp;name=PSIMON%2005-30%20image%206.png\" alt=\"PSIMON 05-30 image 6\" \/><\/p><p>In summary, thanks to the information provided by PSIMON, we were able to identify a stock worthy of further analysis in just 5 to 10 minutes.<\/p><p>PSIMON\u2019s AI-Driven signals enable investors to quickly identify promising stocks and ETFs in any type of market conditions. Visa (V) is yet another example of a stock that is worth a closer look.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f9108a1 elementor-widget elementor-widget-text-editor\" data-id=\"f9108a1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Discover what PSIMON can do for you.<\/p><p><span data-teams=\"true\"><b>Contact us at <a title=\"mailto:info@laplaceinsights.com\" href=\"mailto:info@laplaceinsights.com\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"Lien info@laplaceinsights.com\">info@laplaceinsights.com<\/a><\/b><\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-163a30b elementor-widget elementor-widget-spacer\" data-id=\"163a30b\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Finding Robust Financial Stocks with PSIMON May 30, 2025 Key Take-Aways PSIMON continues to classify all 11 sectors within the low or moderate volatility regimes, reflecting a relatively low market risk level. PSIMON helped us identify Visa as a resilient Financial stock deserving a deeper analysis. Top-Down Steps Followed to Identify Visa Using PSIMON We &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/dev.laplaceinsights.com\/fr\/finding-robust-financial-stocks-with-psimon\/\"> <span class=\"screen-reader-text\">Finding Robust Financial Stocks with PSIMON<\/span> Lire la suite\u00a0\u00bb<\/a><\/p>","protected":false},"author":38,"featured_media":13579,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[89],"tags":[],"_links":{"self":[{"href":"https:\/\/dev.laplaceinsights.com\/fr\/wp-json\/wp\/v2\/posts\/13571"}],"collection":[{"href":"https:\/\/dev.laplaceinsights.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dev.laplaceinsights.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dev.laplaceinsights.com\/fr\/wp-json\/wp\/v2\/users\/38"}],"replies":[{"embeddable":true,"href":"https:\/\/dev.laplaceinsights.com\/fr\/wp-json\/wp\/v2\/comments?post=13571"}],"version-history":[{"count":19,"href":"https:\/\/dev.laplaceinsights.com\/fr\/wp-json\/wp\/v2\/posts\/13571\/revisions"}],"predecessor-version":[{"id":13595,"href":"https:\/\/dev.laplaceinsights.com\/fr\/wp-json\/wp\/v2\/posts\/13571\/revisions\/13595"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dev.laplaceinsights.com\/fr\/wp-json\/wp\/v2\/media\/13579"}],"wp:attachment":[{"href":"https:\/\/dev.laplaceinsights.com\/fr\/wp-json\/wp\/v2\/media?parent=13571"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dev.laplaceinsights.com\/fr\/wp-json\/wp\/v2\/categories?post=13571"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dev.laplaceinsights.com\/fr\/wp-json\/wp\/v2\/tags?post=13571"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}